Mercer Island's town center is compact and busy. Keep more of every ticket.
We're payment brokers in Federal Way, negotiating processing for the metro since 2010. One statement gets you a free line-by-line read; if we can't beat your deal, we'll tell you to keep it.
Across the town center, in person or by upload. Since 2010.
Where we work in Mercer Island
Mercer Island is a small, affluent market where independents serve a loyal clientele. The right setup fits a boutique, not a chain.
Town Center north end
Restaurants, cafes and bakeries serving an upscale clientele. Fast terminals and dual pricing that protect margins on premium tickets.
How we set this up →Specialty grocery & gourmet
Prepared foods and gourmet retail. Inventory-aware POS and card pricing customers can read.
How we set this up →Boutiques & gift retail
Independent shops with loyal regulars. Clean dual pricing and card-on-file for repeat customers.
How we set this up →Wellness & fitness studios
Salons, spas and fitness businesses. Card-on-file, recurring billing and compliant dual pricing.
How we set this up →Somewhere else in Mercer Island?
The south end, East Seattle, the I-90 lid businesses: if you take cards on Mercer Island, the free statement read applies.
Get startedWhat a payment processing broker does for a Mercer Island business
We're an independent merchant services broker, not a processor. We put banks and processors in competition for your Mercer Island payment processing, so your credit card rates drop without changing how you take cards.
Processing is priced like used cars: published wholesale cost, invisible markup. Two Mercer Island shops doing the same volume can sit a point apart on rate and never know. We make processors bid for your account, then re-audit so it stays honest.
An affluent island clientele pays by card almost by default, which pushes the card mix and the fees that come with it high. When nearly every sale runs through a processor, the rate you negotiate matters more than almost anywhere, and dual pricing can move most of that cost off the books entirely.
The Mercer Island setup, end to end
- Statement read, free
Your real effective rate and every junk fee, named. At your counter or by upload.
- Rates bid, not quoted
Multiple processors compete for your volume. You see the bids in plain language.
- Equipment placed free
Terminals and POS arrive programmed for your fee program. No lease line, ever.
- Programs configured compliant
Dual pricing signage, register flow and receipts done right the first time.
- Local support after
Something breaks on a Saturday, you text a person you've met, not a 1-800 queue.
Local to Mercer Island
We're based in Federal Way and work with Mercer Island businesses across the South Sound. Same broker, same number, whether we read your statement by text or in person.
Federal Way, WA 98003Call or text 253-799-0640
Serving Mercer Islandand the greater Seattle–Tacoma area since 2010.
Every review we have is five stars. All 79.
Read them all →“We've really appreciated having a local presence that we can interact with in person and get in person assistance... Very competitive rates. I absolutely recommend Northwest Payment Brokers!”
“Drew came out for the initial visit and helped with the setup, walking us through the entire process with ease. We're saving money with lower fees while getting top-notch service.”
“They made switching our payment processing incredibly easy. I needed a mobile solution that just works... It's rare to find a payment broker that actually cares about your bottom line.”
A Mercer Island restaurant doing $65K a month at a 3% effective rate hands its processor about $23,400 a year. On dual pricing, most of that stays with the business.
How dual pricing works →Mercer Island questions, answered
Are you local to Mercer Island?
We're based in Federal Way and work the metro in person and by upload. You get a real broker, not a national call center.
Almost all my sales are card. Does that matter?
It raises the stakes. A near-total card mix means almost every dollar runs through fees, so the rate is critical. Dual pricing can move most of that cost off your books.
Is dual pricing legal on Mercer Island?
Yes, statewide. We configure compliant signage, register flow and receipts from day one.
What should a Mercer Island business pay to take cards?
Effective rate is total fees over card volume. Healthy merchants land 2 to 2.5% traditional, or near 0% card cost on dual pricing. Over 2.5%, you're overpaying.
What does the rate analysis cost?
Nothing. One recent statement, read line by line: your real effective rate, the junk fees, and the number we'd bid for your volume. If your deal is already good, we say so.
It starts with one statement.
We just need to see one recent statement. Upload it right here, or we'll swing by your Mercer Island business and grab it in person. One or the other, and the read is free.