A $3,000 crown costs you $90 in fees. Every time.
Dental tickets are large and they repeat: crowns, ortho, implants, treatment plans. At typical rates a busy practice hands $30,000 or more a year to processing. The procedures don't change; what you pay to collect for them can.
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What dental offices are up against
High tickets, high fees
A percentage that feels small on a $40 sale is real money on a $3,000 treatment. Across a schedule of crowns and ortho, the fees quietly fund a hygienist's hours.
Cards on file for treatment plans
Phased treatment and in-house membership plans need a card stored and charged on schedule, in a way that is compliant and does not make the front desk re-key numbers.
Practice-management software
Dentrix, Open Dental and Eaglesoft each want payments to post back into the ledger cleanly. The wrong processor turns reconciliation into a daily chore.
Patients notice fees
Surcharging a nervous patient at checkout is a different decision than surcharging a contractor. The program has to fit the chair-side moment, not just the spreadsheet.
The program fit
Consumer financing
Details →Let patients say yes to the full treatment plan and pay over time while you are funded up front. Often the difference between an accepted case and a deferred one.
Dual pricing
Details →Where it fits the practice, a clear cash-or-card price keeps the cost of acceptance off your books. We tell you honestly whether it suits your patient base.
Interchange plus
Details →The transparent middle path: pass-through cost plus a small disclosed markup, usually the best fit for steady high-ticket volume.
The systems we'd quote
Virtual terminal
Details →Store a card on file for treatment plans and membership billing, run keyed and phone payments, and set recurring charges that just work.
Countertop terminal
Details →A fast EMV and contactless front-desk terminal, programmed for your fee program before it ships.
Clover
Details →When the front desk wants one screen for payments, receipts, reporting and a secure card-on-file vault.
Fair questions
Can you store a card on file for treatment plans?
Yes. A virtual terminal keeps the card securely on file so you can charge phased treatment, balances and membership plans on schedule, without the front desk re-collecting the number.
Do you integrate with Dentrix, Open Dental or Eaglesoft?
We match you to a processor whose card-on-file and payment posting work with your practice-management software, so payments land back in the patient ledger instead of being entered twice by hand.
Should a dental office surcharge patients?
Sometimes, but carefully. Many practices prefer dual pricing, or absorbing the fee on the insurance portion, rather than surcharging at a tense checkout. We walk through what fits your patients before anything goes live.
Can patients finance large treatment plans?
Yes. We set up patient financing so a patient can accept the full plan and pay over time while your office is funded up front, which lifts case acceptance on big-ticket work.
How do in-house membership plans get billed?
On a recurring schedule against the card on file. We configure the membership billing to run monthly or annually without staff touching it each cycle.
What's the real saving for a practice my size?
Send one recent statement. At dental ticket sizes the gap between a listed rate and a negotiated one is usually thousands a year, and we show you your exact effective rate and the savings in writing first.
See what your practice is really paying to collect.
One statement, 24 hours, your real number in plain English.