Take cards wherever the work is.
Job sites, farmers markets, deliveries, phone orders. If your business doesn't live behind a counter, your payments shouldn't either. We set up mobile acceptance with the same negotiated rates as a storefront.
Get a free rate analysisHow we set this up
Mobile processing has two traps. The first is convenience pricing: the well-known apps charge a premium for being easy, and at real volume that premium costs more than a full merchant account. The second is treating phone orders like an afterthought, keyed into whatever screen is nearby at whatever rate that screen charges.
We set up mobile the same way we set up a storefront: a real merchant account with bid processing, the right app or reader for how you actually work, and your fee program configured from day one.
Everything below pairs with the rest of your setup. Same account, same statement, same local support when something needs a human.
What we carry
PayAnywhere
Tap to pay on your phoneiPhone and Android app that turns the phone into the terminal. Tap to Pay on iPhone needs no hardware at all.
- Tap to Pay on iPhone, no reader required
- Card-on-file and recurring invoices
- Works offline and syncs later
- Employee accounts and permissions
Best for: Contractors, mobile services and anyone who wants the phone in their pocket to be the register.
SwipeSimple
The lightweight kitA simple app plus an inexpensive Bluetooth reader, with a virtual terminal and payment links on the web side.
- Low-cost reader, fast setup
- Payment links and invoices by text or email
- Simple item catalog and digital receipts
- Virtual terminal for phone orders
Best for: Micro-merchants, event vendors and side operations that need clean card acceptance without a system.
ProCharge
Mobile + accountingMobile acceptance from Electronic Payments with instant gateway sync and QuickBooks integration.
- Real-time transaction sync and reporting
- QuickBooks sync built in
- Split tenders, email and text receipts
- Next-day funding
Best for: Field businesses that live in QuickBooks and want payments posting themselves.
The lineup, side by side
Every setup below runs on a real merchant account with rates we bid, configured before your first sale.
| Product | Type | Hardware | Phone orders | Best for |
|---|---|---|---|---|
| PayAnywhere | Phone app + readers | None needed (iPhone) or BT reader | Via app or portal | Contractors and field services invoicing on site |
| SwipeSimple | App + Bluetooth reader | Swift B250 reader | Web dashboard | Micro-merchants and side businesses |
| ProCharge | Mobile + desktop app | Phone or desktop | Via app or portal | Field businesses that live in QuickBooks |
Convenience apps charge rent on your laziness. Mobile done right costs storefront rates.
The famous square readers are brilliant for the first $1,000. By $10,000 a month, their flat rate is quietly the most expensive option in this building. A real account with a mobile front end gives you the same convenience at bid rates, and we set it up in an afternoon.
Fair questions
Can I really take cards with just my iPhone?
Yes. Tap to Pay on iPhone accepts contactless cards and phone wallets with no extra hardware. For chip-insert cards you'd add a small reader.
What happens with no signal at an event?
PayAnywhere queues transactions offline and processes them when you're back on a connection. We'll flag the risk rules so you know exactly where the line is.
Are phone orders more expensive to process?
Keyed transactions carry higher network cost than tapped ones, everywhere. We minimize the damage with the right gateway setup and address verification.
Can mobile run my dual pricing program?
Yes, the supported setups display both prices in the app flow. Ask us which combination fits your program before you pick an app.
Do invoices and payment links cost extra?
They ride on the same account. No per-feature toll, just the processing we negotiated.
I outgrew my app. Can you migrate me?
That's one of our most common jobs: same-week migration off a flat-rate app onto a real account, usually paying for itself in the first month.