Legal

Terms & conditions

Northwest Payment Brokers · Last updated June 2026

Who we are

Northwest Payment Brokers ('NWPB', 'we') is a merchant services broker located in Federal Way, Washington. We arrange payment processing services, equipment and related programs between merchants and third-party providers. NWPB is a registered DBA of EPX and a registered ISO of BMO Harris Bank N.A., Fresno First Bank, and Citizens Bank N.A.

Use of this website

This site and its content are provided for general information about our services. You may use it for lawful purposes only and may not copy, scrape or republish content at scale without permission.

Informational content, not advice

Pages on this site, including guides about pricing models, programs and regulations, are general education, not legal, tax or financial advice. Program availability and rules, including surcharge caps and disclosure requirements, vary by card network rules and your specific circumstances and are confirmed during setup.

Estimates and calculators

Savings calculators and dollar examples on this site are illustrations based on typical rates and assumptions. Your actual savings depend on your statement, card mix and the program selected, and will be quoted to you in writing before you commit to anything.

Third-party products

POS systems, terminals, gift programs, funding products and similar offerings described on this site are made by third parties. Product capabilities are described in good faith based on vendor documentation and our experience; final specifications are confirmed with the vendor for your use case. Trademarks belong to their respective owners; references to third-party brands do not imply endorsement.

Service relationships

Merchant accounts, processing and funding products are provided under separate agreements with the relevant providers, subject to underwriting and approval. Those agreements, not this website, govern those services.

No guarantees

We work to negotiate the best available terms and to describe products accurately, but we do not guarantee specific savings, approvals or outcomes, and we are not liable for third-party providers' acts or omissions.

Limitation of liability

To the maximum extent permitted by law, NWPB's liability arising from use of this website is limited to the amount you paid us to use it, which is nothing. Nothing in these terms limits liability that cannot be limited under applicable law.

Privacy

Use of this site is also governed by our Privacy Policy.

Governing law

These terms are governed by the laws of the State of Washington. Any disputes will be resolved in the courts of King County, Washington.

Changes

We may update these terms from time to time. Continued use of the site after changes constitutes acceptance. The current version will always be posted here.

Contact

Questions about these terms: info@nwpaymentbrokers.com or 253-799-0640. Northwest Payment Brokers, 33400 9th Ave South, Suite 208, Federal Way, WA 98003.

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