A $2,400 repair shouldn't cost you $72 to get paid for.
Automotive tickets are among the largest in local commerce, which makes percentage fees uniquely painful here. Structure the acceptance right and the fee mostly leaves the building.
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What shops are up against
Percentage fees on huge tickets
3% of a $2,400 brake-and-suspension job is $72, on margin you already fought for.
Surprise repairs need financing
Customers don't budget for transmissions. Without financing at the counter, approvals turn into postponements.
Wholesale runs on invoices
Parts and B2B accounts paid by card add percentage cost to thin wholesale margins; ACH fixes that.
The program fit
Fair questions
Is surcharging normal in auto repair?
Increasingly standard, especially on large tickets, and customers see the disclosure before they approve the work. Debit is never surcharged.
Can customers finance a big repair at the counter?
Yes: application by phone or terminal, decision in seconds, you're settled in full and the lender owns the repayment.
What about fleet and wholesale accounts?
Card-on-file for authorization speed, ACH for settlement cost. We set up both on one account.
Do estimates and invoices integrate?
We pair the payment layer with your shop management system rather than replacing it.
What's the saving on my volume?
A shop running $80K a month at typical rates carries roughly $29K a year in processing. The free analysis shows what your structure recovers.
Take the fee off the repair order.
One statement, 24 hours, your real number in plain English.