A $2,500 surgery, and $75 of it goes to fees.
Veterinary medicine runs on large, often urgent tickets: surgeries, emergencies, diagnostics, wellness plans. The fees scale right along with them, and a busy clinic gives up tens of thousands a year to processing it does not have to.
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What veterinary clinics are up against
Big tickets, often urgent
An emergency surgery is not a $20 sale, and the fee is not a $20 fee. On a $2,500 procedure the card cost is real, and it repeats all day in a busy clinic.
Wellness plans need recurring billing
Monthly wellness and preventive plans only work if the card on file is charged automatically and reliably, without the front desk running it by hand each cycle.
Owners are stretched at the worst moment
A pet owner facing a surprise surgery bill is the most price-sensitive customer you have. How you handle the cost of acceptance has to respect that.
Practice software
Cornerstone, AVImark and ezyVet each expect payments to reconcile back cleanly. The wrong processor turns end-of-day into a manual hunt.
The program fit
Consumer financing
Details →Let owners say yes to the procedure their pet needs and pay over time while the clinic is funded up front. Often the difference between treatment and a hard conversation.
Dual pricing
Details →Where it fits, a clear cash-or-card price keeps acceptance cost off the clinic's books without a checkout surprise. We tell you if it suits your clients.
Interchange plus
Details →Transparent pass-through pricing plus a small disclosed markup, usually the cleanest fit for steady, high-ticket volume.
The systems we'd quote
Virtual terminal
Details →Keep a card on file for wellness plans and payment arrangements, charge recurring billing automatically, and run keyed or phone payments.
Countertop terminal
Details →A quick EMV and contactless terminal for the front desk, programmed for your fee program before it arrives.
Clover
Details →One front-desk system for payments, receipts, reporting and a secure card-on-file vault.
Fair questions
Can you store a card on file for wellness plans?
Yes. A virtual terminal keeps the card securely on file and charges monthly or annual wellness plans automatically, so the front desk is not re-running cards every cycle.
Do you integrate with Cornerstone, AVImark or ezyVet?
We match you to a processor whose payments and card-on-file post back into your practice software, so end-of-day reconciles instead of becoming a manual chore.
Can owners finance a large surgery?
Yes. We set up pet-owner financing so a client can approve the procedure and pay over time while your clinic is funded up front, which helps more pets get treated.
Should a vet clinic surcharge clients?
Carefully. A surprise surgery bill is the wrong moment for a tense fee conversation, so many clinics prefer dual pricing or absorbing the cost. We help you pick the program that fits your clients.
How does recurring wellness-plan billing work?
On a set schedule against the card on file. We configure it to run on its own each month or year so it does not add front-desk work.
What's the real saving for a clinic my size?
Send one recent statement. At veterinary ticket sizes the difference between a listed and a negotiated rate is usually thousands a year, and we show you your exact number in writing before you switch.
See what your clinic is really paying in fees.
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