Olympia's downtown is fiercely independent. Your processing rate should work as hard as you do.
We're payment brokers based in Federal Way, negotiating processing for the South Sound and the capital since 2010. One statement gets you a free line-by-line read; if we can't beat your deal, we'll tell you to keep it.
From the Creative District to the Farmers Market, in person or by upload. Since 2010.
Where we work in Olympia
Olympia carries an outsized share of the region's jobs and one of Washington's biggest public markets. From a downtown brewery to a market vendor, we configure for the mix.
Downtown / Creative District
Arts, breweries, theaters and boutique retail in a walkable core. Fast terminals and dual pricing that protect margins on every ticket.
How we set this up →Olympia Farmers Market
One of the state's largest public markets, with 100+ producers selling direct. Lightweight mobile card acceptance and clean receipts.
How we set this up →Westside / Capital Mall area
Major retailers, auto dealers and shopping centers. POS sized to keep checkout fast.
How we set this up →Capitol Way services
Government-adjacent offices, clinics and professional services taking keyed and invoiced payments.
How we set this up →Somewhere else in Olympia?
South Capitol, the Eastside, the Martin Way strip: if you take cards in Olympia, the free statement read applies.
Get startedWhat a payment processing broker does for a Olympia business
We're an independent merchant services broker, not a processor. We put banks and processors in competition for your Olympia payment processing, so your credit card rates drop without changing how you take cards.
Processing is priced like used cars: published wholesale cost, invisible markup. A downtown brewery and a Westside retailer doing similar volume can be a point apart on rate and never know. We make processors bid for your account, then re-audit so it stays honest.
Olympia holds about 18% of Thurston County's population but nearly 39% of its jobs, so its downtown independents and market vendors serve a daytime economy far larger than the resident base. That density of small, direct-to-consumer businesses is exactly the crowd big processors overcharge, and exactly who a broker is built to help.
The Olympia setup, end to end
- Statement read, free
Your real effective rate and every junk fee, named. At your counter or by upload.
- Rates bid, not quoted
Multiple processors compete for your volume. You see the bids in plain language.
- Equipment placed free
Terminals and POS arrive programmed for your fee program. No lease line, ever.
- Programs configured compliant
Dual pricing signage, register flow and receipts done right the first time.
- Local support after
Something breaks on a Saturday, you text a person you've met, not a 1-800 queue.
Local to Olympia
We're based in Federal Way and work with Olympia businesses across the South Sound. Same broker, same number, whether we read your statement by text or in person.
Federal Way, WA 98003Call or text 253-799-0640
Serving Olympiaand the greater Seattle–Tacoma area since 2010.
Every review we have is five stars. All 79.
Read them all →“We've really appreciated having a local presence that we can interact with in person and get in person assistance... Very competitive rates. I absolutely recommend Northwest Payment Brokers!”
“Drew came out for the initial visit and helped with the setup, walking us through the entire process with ease. We're saving money with lower fees while getting top-notch service.”
“They made switching our payment processing incredibly easy. I needed a mobile solution that just works... It's rare to find a payment broker that actually cares about your bottom line.”
An Olympia restaurant doing $55K a month at a 3% effective rate hands its processor about $19,800 a year. On dual pricing, most of that stays with the business.
How dual pricing works →Olympia questions, answered
Do you serve Olympia even though you're up north?
Yes. We're up I-5 in Federal Way, and we work capital-area merchants in person and by upload. You get a real broker you can reach, not a national call center.
I sell at the Farmers Market. Can you set me up?
Absolutely. Market and mobile vendors are a perfect fit for tap-to-pay and lightweight readers on a real merchant account, so you get clean card acceptance without convenience-app pricing.
Is dual pricing legal in Olympia?
Yes, statewide. We configure compliant signage, register flow and receipts from day one.
What should an Olympia business pay to take cards?
Effective rate is total fees over card volume. Healthy merchants land 2 to 2.5% traditional, or near 0% card cost on dual pricing. Over 2.5%, you're overpaying.
What does the rate analysis cost?
Nothing. One recent statement, read line by line: your real effective rate, the junk fees, and the number we'd bid for your volume. If your deal is already good, we say so.
It starts with one statement.
We just need to see one recent statement. Upload it right here, or we'll swing by your Olympia business and grab it in person. One or the other, and the read is free.