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Northwest Payment Brokers
Credit card processing & merchant services · Sumner, WA

Sumner's Main Street has real character. Protect the margin behind it.

We're payment brokers based in Federal Way. We have worked on processing deals for Pierce County since 2010. Send us one statement. We read it line by line, free. If we can't beat your deal, we'll tell you to keep it.

From historic Main Street to the manufacturing zone. We have done this since 2010.

What you are overpaying
$9,000
a year, at current rates. Money that should stay yours
Your monthly card sales
That's $750/mo going to fees
Stop paying it →

What a broker does for a shop that takes cards in Sumner

We are a broker, not a processor. We work for you, not for them. We make banks and processors bid against each other for your Sumner account. Your card rates drop. The way you take cards does not change.

Card processing is priced like used cars. The wholesale cost is public. The markup on top is not. A Main Street roaster and a manufacturing-zone supplier can do the same volume and sit a point apart on rate. Neither would know. We make processors bid for your account. Then we check it again so the rate does not creep back up.

Sumner's downtown lives on events. The Daffodil Parade, Wine Walks and Music Off Main bring a wave of customers in a tight window. Add the biggest factory base in Pierce County. Now you have two very different payment worlds in one small city. We tune the setup for the one you run.

How we set you up in Sumner, start to end

  • Statement read, free

    Your real rate and every junk fee, named. At your counter or by upload.

  • Rates bid, not quoted

    Multiple processors compete for your volume. You see the bids in plain language.

  • Equipment placed free

    Terminals and POS arrive programmed for your fee program. No lease line, ever.

  • Programs set up right

    Dual price signs, register steps and receipts, all done right the first time.

  • Local help after

    Something breaks on a Saturday, you text a person you've met, not a 1-800 queue.

We are close to you in Sumner

We're based in Federal Way. We work with shops in Sumner and all over the South Sound. Same broker, same phone. We can read your statement by text or in person.

Northwest Payment Brokers
33400 9th Ave South, Suite 208
Federal Way, WA 98003
Call or text 253-799-0640

We work in Sumner. We cover the whole area from Seattle to Tacoma. We have done this since 2010.

Every review we have is five stars. All 79.

Read them all →
We've really appreciated having a local presence that we can interact with in person and get in person assistance... Very competitive rates. I absolutely recommend Northwest Payment Brokers!
Craig Koch · client for years · Google review
Drew came out for the initial visit and helped with the setup, walking us through the entire process with ease. We're saving money with lower fees while getting top-notch service.
Luxury Bubbles · detailing studio · Google review
They made switching our payment processing incredibly easy. I needed a mobile solution that just works... It's rare to find a payment broker that actually cares about your bottom line.
Ricky Brito · car detailing · Google review
The local math

A Sumner restaurant doing $50K a month at a 3% real rate hands its processor $18,000 a year. On dual pricing, most of that stays in the shop.

How dual pricing works →

Sumner questions, answered

Do you cover Sumner in person?

Yes. We are a short drive west, in Federal Way. We read statements at your counter or your plant. We install on site. You meet your broker in person.

I run manufacturing and B2B, not a storefront. Can you help?

Yes, and the savings are often biggest there. Keyed and billed payments are priced apart from card-present ones. The wrong setup quietly charges too much. We set up the gateway and the pricing to fix it.

Is dual pricing legal in Sumner?

Yes, all over the state. We set up the signs, the register steps and the receipts on day one.

What should a Sumner business pay to take cards?

Effective rate is total fees over card volume. Healthy merchants land 2 to 2.5% traditional, or near 0% card cost on dual pricing. Over 2.5%, you're overpaying.

What does the rate check cost?

Nothing. Send us one recent statement. We read it line by line. You get your real rate, the junk fees by name, and the number we would bid for your volume. If your deal is already good, we say so.

It starts with one statement.

We just need to see one recent statement. Upload it right here, or we'll swing by your Sumner business and grab it in person. One or the other, and the read is free.