Credit card processing & merchant services · Auburn, WA

Auburn's main streets are busy. Keep more of every sale.

We're payment brokers based in Federal Way, negotiating processing for South Sound businesses since 2010. One statement gets you a free line-by-line read; if we can't beat your deal, we'll tell you to keep it.

In person from downtown Main Street to the Outlet Collection. Since 2010.

What you're overpaying
$9,000
a year, at current rates — money that should stay yours
Your monthly card sales$25,000
That's $750/mo going to fees
Stop paying it →

What a payment processing broker does for a Auburn business

We're an independent merchant services broker, not a processor. We put banks and processors in competition for your Auburn payment processing, so your credit card rates drop without changing how you take cards.

Processing is priced like used cars: published wholesale cost, invisible markup. A Main Street restaurant and an Auburn Way dealer doing similar card volume can be paying rates a point apart and never know. We make processors bid for your account, then re-audit so the bid stays honest.

Auburn pulls shoppers from across the region to the largest outlet mall in the Pacific Northwest, and that volume cuts both ways: more sales, but more card fees skimmed off each one. For the auto dealers and high-ticket businesses on Auburn Way, the difference between flat-rate and interchange plus pricing on a $30,000 sale is real money we can usually recover.

The Auburn setup, end to end

  • Statement read, free

    Your real effective rate and every junk fee, named. At your counter or by upload.

  • Rates bid, not quoted

    Multiple processors compete for your volume. You see the bids in plain language.

  • Equipment placed free

    Terminals and POS arrive programmed for your fee program. No lease line, ever.

  • Programs configured compliant

    Dual pricing signage, register flow and receipts done right the first time.

  • Local support after

    Something breaks on a Saturday, you text a person you've met, not a 1-800 queue.

Local to Auburn

We're based in Federal Way and work with Auburn businesses across the South Sound. Same broker, same number, whether we read your statement by text or in person.

Northwest Payment Brokers
33400 9th Ave South, Suite 208
Federal Way, WA 98003
Call or text 253-799-0640

Serving Auburnand the greater Seattle–Tacoma area since 2010.

Also serving nearby:

Every review we have is five stars. All 79.

Read them all →
We've really appreciated having a local presence that we can interact with in person and get in person assistance... Very competitive rates. I absolutely recommend Northwest Payment Brokers!
Craig Koch · client for years · Google review
Drew came out for the initial visit and helped with the setup, walking us through the entire process with ease. We're saving money with lower fees while getting top-notch service.
Luxury Bubbles · detailing studio · Google review
They made switching our payment processing incredibly easy. I needed a mobile solution that just works... It's rare to find a payment broker that actually cares about your bottom line.
Ricky Brito · car detailing · Google review
The local math

An Auburn auto shop running $90K a month at a 2.9% effective rate pays about $31,000 a year in fees. On interchange plus or dual pricing, a meaningful share of that stays with the business.

How dual pricing works →

Auburn questions, answered

Do you cover Auburn in person?

Yes. We're 15 minutes north in Federal Way; statement reviews at your counter, installs on site, and a broker you'll meet face to face.

I run high-ticket sales. Does pricing matter more for me?

Much more. On a large sale, the gap between a flat rate and interchange plus pricing can be hundreds of dollars per transaction. Auburn's dealers and high-ticket retailers are exactly who benefits most from a real bid.

Is dual pricing legal in Auburn?

Yes, statewide. We configure compliant signage, register flow and receipts from day one.

What should an Auburn business pay to take cards?

Effective rate is total fees over card volume. Healthy merchants land 2 to 2.5% traditional, or near 0% card cost on dual pricing. Over 2.5%, you're overpaying.

What does the rate analysis cost?

Nothing. One recent statement, read line by line: your real effective rate, the junk fees, and the number we'd bid for your volume. If your deal is already good, we say so.

It starts with one statement.

We just need to see one recent statement. Upload it right here, or we'll swing by your Auburn business and grab it in person. One or the other, and the read is free.

Text us