Credit card processing & merchant services · University Place, WA

University Place is built around Bridgeport. Keep more of the traffic it brings.

We're payment brokers based in Federal Way, negotiating processing for Pierce County since 2010. One statement gets you a free line-by-line read; if we can't beat your deal, we'll tell you to keep it.

From Bridgeport Way to the Town Center. Since 2010.

What you're overpaying
$9,000
a year, at current rates — money that should stay yours
Your monthly card sales$25,000
That's $750/mo going to fees
Stop paying it →

What a payment processing broker does for a University Place business

We're an independent merchant services broker, not a processor. We put banks and processors in competition for your University Place payment processing, so your credit card rates drop without changing how you take cards.

Processing is priced like used cars: published wholesale cost, invisible markup. A Bridgeport grocer and a Town Center restaurant doing similar volume can be a point apart on rate and never know. We make processors bid for your account, then re-audit so it stays honest.

Bridgeport Way carries tens of thousands of cars a day past University Place's anchor retailers, which means real volume through local registers. On grocery and daily-needs margins, which are some of the thinnest in retail, half a point of effective rate is the difference between a healthy month and a flat one.

The University Place setup, end to end

  • Statement read, free

    Your real effective rate and every junk fee, named. At your counter or by upload.

  • Rates bid, not quoted

    Multiple processors compete for your volume. You see the bids in plain language.

  • Equipment placed free

    Terminals and POS arrive programmed for your fee program. No lease line, ever.

  • Programs configured compliant

    Dual pricing signage, register flow and receipts done right the first time.

  • Local support after

    Something breaks on a Saturday, you text a person you've met, not a 1-800 queue.

Local to University Place

We're based in Federal Way and work with University Place businesses across the South Sound. Same broker, same number, whether we read your statement by text or in person.

Northwest Payment Brokers
33400 9th Ave South, Suite 208
Federal Way, WA 98003
Call or text 253-799-0640

Serving University Placeand the greater Seattle–Tacoma area since 2010.

Every review we have is five stars. All 79.

Read them all →
We've really appreciated having a local presence that we can interact with in person and get in person assistance... Very competitive rates. I absolutely recommend Northwest Payment Brokers!
Craig Koch · client for years · Google review
Drew came out for the initial visit and helped with the setup, walking us through the entire process with ease. We're saving money with lower fees while getting top-notch service.
Luxury Bubbles · detailing studio · Google review
They made switching our payment processing incredibly easy. I needed a mobile solution that just works... It's rare to find a payment broker that actually cares about your bottom line.
Ricky Brito · car detailing · Google review
The local math

A University Place grocer doing $100K a month at a 2.6% effective rate pays about $31,000 a year in card fees. On a tighter bid or dual pricing, a real share of that comes back.

How dual pricing works →

University Place questions, answered

Do you cover University Place in person?

Yes. We're a short drive north in Federal Way; statement reviews at your counter, installs on site, and a broker you'll meet in person.

My margins are razor-thin. Does a small rate change matter?

On thin grocery and daily-needs margins, half a point of effective rate is thousands a year. That's exactly the gap a real, competitive bid closes.

Is dual pricing legal in University Place?

Yes, statewide. We configure compliant signage, register flow and receipts from day one.

What should a University Place business pay to take cards?

Effective rate is total fees over card volume. Healthy merchants land 2 to 2.5% traditional, or near 0% card cost on dual pricing. Over 2.5%, you're overpaying.

What does the rate analysis cost?

Nothing. One recent statement, read line by line: your real effective rate, the junk fees, and the number we'd bid for your volume. If your deal is already good, we say so.

It starts with one statement.

We just need to see one recent statement. Upload it right here, or we'll swing by your University Place business and grab it in person. One or the other, and the read is free.

Text us