Credit card processing & merchant services · Bothell, WA

Bothell's Main Street is having a moment. Make sure the margins keep up.

We're payment brokers in Federal Way, negotiating processing for the north Eastside since 2010. One statement gets you a free line-by-line read; if we can't beat your deal, we'll tell you to keep it.

From downtown Main Street to the biotech corridor, in person or by upload. Since 2010.

What you're overpaying
$9,000
a year, at current rates — money that should stay yours
Your monthly card sales$25,000
That's $750/mo going to fees
Stop paying it →

What a payment processing broker does for a Bothell business

We're an independent merchant services broker, not a processor. We put banks and processors in competition for your Bothell payment processing, so your credit card rates drop without changing how you take cards.

Processing is priced like used cars: published wholesale cost, invisible markup. A Main Street brewery and a Bothell Way shop doing similar volume can be a point apart on rate and never know. We make processors bid for your account, then re-audit so it stays honest.

Bothell's downtown rebuild brought a wave of new restaurants and breweries, and new businesses are the ones most likely to have signed whatever processing contract landed in front of them first. A second look from a broker, before the introductory rate quietly steps up, usually pays for itself in the first statement.

The Bothell setup, end to end

  • Statement read, free

    Your real effective rate and every junk fee, named. At your counter or by upload.

  • Rates bid, not quoted

    Multiple processors compete for your volume. You see the bids in plain language.

  • Equipment placed free

    Terminals and POS arrive programmed for your fee program. No lease line, ever.

  • Programs configured compliant

    Dual pricing signage, register flow and receipts done right the first time.

  • Local support after

    Something breaks on a Saturday, you text a person you've met, not a 1-800 queue.

Local to Bothell

We're based in Federal Way and work with Bothell businesses across the South Sound. Same broker, same number, whether we read your statement by text or in person.

Northwest Payment Brokers
33400 9th Ave South, Suite 208
Federal Way, WA 98003
Call or text 253-799-0640

Serving Bothelland the greater Seattle–Tacoma area since 2010.

Every review we have is five stars. All 79.

Read them all →
We've really appreciated having a local presence that we can interact with in person and get in person assistance... Very competitive rates. I absolutely recommend Northwest Payment Brokers!
Craig Koch · client for years · Google review
Drew came out for the initial visit and helped with the setup, walking us through the entire process with ease. We're saving money with lower fees while getting top-notch service.
Luxury Bubbles · detailing studio · Google review
They made switching our payment processing incredibly easy. I needed a mobile solution that just works... It's rare to find a payment broker that actually cares about your bottom line.
Ricky Brito · car detailing · Google review
The local math

A Bothell brewery doing $60K a month at a 3% effective rate hands its processor $21,600 a year. On dual pricing, most of that stays in the business.

How dual pricing works →

Bothell questions, answered

Are you local to Bothell?

We're based in Federal Way and work the north Eastside in person and by upload. You get a real broker, not a national call center.

We just opened. Should we wait?

No. New businesses most often get stuck with whatever contract they signed first, and introductory rates step up quietly. A free review now locks in a better deal before that happens.

Is dual pricing legal in Bothell?

Yes, statewide. We configure compliant signage, register flow and receipts from day one.

What should a Bothell business pay to take cards?

Effective rate is total fees over card volume. Healthy merchants land 2 to 2.5% traditional, or near 0% card cost on dual pricing. Over 2.5%, you're overpaying.

What does the rate analysis cost?

Nothing. One recent statement, read line by line: your real effective rate, the junk fees, and the number we'd bid for your volume. If your deal is already good, we say so.

It starts with one statement.

We just need to see one recent statement. Upload it right here, or we'll swing by your Bothell business and grab it in person. One or the other, and the read is free.

Text us