Credit card processing & merchant services · Redmond, WA

Redmond's lunch rush is real. Don't hand the profit to your processor.

We're payment brokers in Federal Way, negotiating processing for the Eastside since 2010. One statement gets you a free line-by-line read; if we can't beat your deal, we'll tell you to keep it.

From Redmond Town Center to the tech corridor, in person or by upload. Since 2010.

What you're overpaying
$9,000
a year, at current rates — money that should stay yours
Your monthly card sales$25,000
That's $750/mo going to fees
Stop paying it →

What a payment processing broker does for a Redmond business

We're an independent merchant services broker, not a processor. We put banks and processors in competition for your Redmond payment processing, so your credit card rates drop without changing how you take cards.

Processing is priced like used cars: published wholesale cost, invisible markup. A Town Center restaurant and a Sammamish Valley shop doing similar volume can be a point apart on rate and never know. We make processors bid for your account, then re-audit so it stays honest.

Redmond's economy is anchored by tens of thousands of tech workers, and the restaurants and service shops that feed them live on a concentrated weekday rush. High lunchtime volume in a short window means a slow terminal or a fat rate hurts twice, and tuning both is exactly what we do.

The Redmond setup, end to end

  • Statement read, free

    Your real effective rate and every junk fee, named. At your counter or by upload.

  • Rates bid, not quoted

    Multiple processors compete for your volume. You see the bids in plain language.

  • Equipment placed free

    Terminals and POS arrive programmed for your fee program. No lease line, ever.

  • Programs configured compliant

    Dual pricing signage, register flow and receipts done right the first time.

  • Local support after

    Something breaks on a Saturday, you text a person you've met, not a 1-800 queue.

Local to Redmond

We're based in Federal Way and work with Redmond businesses across the South Sound. Same broker, same number, whether we read your statement by text or in person.

Northwest Payment Brokers
33400 9th Ave South, Suite 208
Federal Way, WA 98003
Call or text 253-799-0640

Serving Redmondand the greater Seattle–Tacoma area since 2010.

Every review we have is five stars. All 79.

Read them all →
We've really appreciated having a local presence that we can interact with in person and get in person assistance... Very competitive rates. I absolutely recommend Northwest Payment Brokers!
Craig Koch · client for years · Google review
Drew came out for the initial visit and helped with the setup, walking us through the entire process with ease. We're saving money with lower fees while getting top-notch service.
Luxury Bubbles · detailing studio · Google review
They made switching our payment processing incredibly easy. I needed a mobile solution that just works... It's rare to find a payment broker that actually cares about your bottom line.
Ricky Brito · car detailing · Google review
The local math

A Redmond restaurant doing $75K a month at a 3% effective rate hands its processor $27,000 a year. On dual pricing, most of that stays in the business.

How dual pricing works →

Redmond questions, answered

Are you local to Redmond?

We're based in Federal Way and work Eastside merchants in person and by upload. You get a real broker, not a national call center.

My volume is all in a two-hour lunch window. Does that matter?

It makes terminal speed and rate both critical, because everything happens at once. We tune the hardware to keep the line moving and the rate so the rush is as profitable as it should be.

Is dual pricing legal in Redmond?

Yes, statewide. We configure compliant signage, register flow and receipts from day one.

What should a Redmond business pay to take cards?

Effective rate is total fees over card volume. Healthy merchants land 2 to 2.5% traditional, or near 0% card cost on dual pricing. Over 2.5%, you're overpaying.

What does the rate analysis cost?

Nothing. One recent statement, read line by line: your real effective rate, the junk fees, and the number we'd bid for your volume. If your deal is already good, we say so.

It starts with one statement.

We just need to see one recent statement. Upload it right here, or we'll swing by your Redmond business and grab it in person. One or the other, and the read is free.

Text us