Covington is a retail hub. Don't let fees skim the volume.
We're payment brokers based in Federal Way, negotiating processing for South King County since 2010. One statement gets you a free line-by-line read; if we can't beat your deal, we'll tell you to keep it.
In person along the 272nd retail corridor and beyond. Since 2010.
Where we work in Covington
Covington anchors a big retail trade area for its size. From a Covington Crossing shop to a downtown boutique, we configure for the volume.
SE 272nd St corridor
The retail spine of the city, with tens of thousands of cars a day. POS and card pricing built to keep checkout fast.
How we set this up →Covington Crossing
Anchored retail and the shops around it. Inventory-aware setups and clean dual pricing for steady volume.
How we set this up →Historic downtown
Boutiques, galleries and local dining. Fast terminals and card pricing customers can read at a glance.
How we set this up →Service & medical strip
Clinics, salons and appointment businesses. Card-on-file, recurring billing and compliant dual pricing.
How we set this up →Somewhere else in Covington?
Timberlane, Jenkins Creek, the Kent-Kangley strip: if you take cards in Covington, the free statement read applies.
Get startedWhat a payment processing broker does for a Covington business
We're an independent merchant services broker, not a processor. We put banks and processors in competition for your Covington payment processing, so your credit card rates drop without changing how you take cards.
Processing is priced like used cars: published wholesale cost, invisible markup. A 272nd retailer and a downtown boutique doing similar volume can be a point apart on rate and never know. We make processors bid for your account, then re-audit so it stays honest.
Covington pulls shoppers from a trade area far bigger than its population, which means real retail volume passing through local registers. On thin retail margins, half a point of effective rate is the difference between a healthy month and a flat one, and that's the gap a real bid closes.
The Covington setup, end to end
- Statement read, free
Your real effective rate and every junk fee, named. At your counter or by upload.
- Rates bid, not quoted
Multiple processors compete for your volume. You see the bids in plain language.
- Equipment placed free
Terminals and POS arrive programmed for your fee program. No lease line, ever.
- Programs configured compliant
Dual pricing signage, register flow and receipts done right the first time.
- Local support after
Something breaks on a Saturday, you text a person you've met, not a 1-800 queue.
Local to Covington
We're based in Federal Way and work with Covington businesses across the South Sound. Same broker, same number, whether we read your statement by text or in person.
Federal Way, WA 98003Call or text 253-799-0640
Serving Covingtonand the greater Seattle–Tacoma area since 2010.
Every review we have is five stars. All 79.
Read them all →“We've really appreciated having a local presence that we can interact with in person and get in person assistance... Very competitive rates. I absolutely recommend Northwest Payment Brokers!”
“Drew came out for the initial visit and helped with the setup, walking us through the entire process with ease. We're saving money with lower fees while getting top-notch service.”
“They made switching our payment processing incredibly easy. I needed a mobile solution that just works... It's rare to find a payment broker that actually cares about your bottom line.”
A Covington retailer doing $70K a month at a 2.8% effective rate pays about $23,500 a year in card fees. On dual pricing, most of that goes back to the bottom line.
How dual pricing works →Covington questions, answered
Do you cover Covington in person?
Yes. We're a short drive west in Federal Way; statement reviews at your counter, installs on site, and a broker you'll meet in person.
I run a busy retail shop. Does a small rate change matter?
At retail volume, half a point of effective rate is thousands a year. That's exactly the gap a real, competitive bid is built to close.
Is dual pricing legal in Covington?
Yes, statewide. We configure compliant signage, register flow and receipts from day one.
What should a Covington business pay to take cards?
Effective rate is total fees over card volume. Healthy merchants land 2 to 2.5% traditional, or near 0% card cost on dual pricing. Over 2.5%, you're overpaying.
What does the rate analysis cost?
Nothing. One recent statement, read line by line: your real effective rate, the junk fees, and the number we'd bid for your volume. If your deal is already good, we say so.
It starts with one statement.
We just need to see one recent statement. Upload it right here, or we'll swing by your Covington business and grab it in person. One or the other, and the read is free.