Kent moves a lot of volume. Stop overpaying to process it.
We're payment brokers based in Federal Way, negotiating processing for South King County businesses since 2010. One statement gets you a free line-by-line read; if we can't beat your deal, we'll tell you to keep it.
In person from downtown Kent to the Valley industrial corridor. Since 2010.
Where we work in Kent
Kent is a warehouse town and a downtown town at once. A Green River Valley distributor and a Kent Station restaurant need different setups, and we configure for both.
Kent Station & downtown
Restaurants, retail and service counters around the transit core. Fast terminals and clean dual pricing that keeps the lunch line moving.
How we set this up →Green River Valley corridor
Warehousing, distribution and B2B. High-ticket keyed and invoiced payments, where the right gateway and interchange plus pricing matter most.
How we set this up →Pacific Highway / Meeker St retail
Grocers, markets and storefront retail. Inventory-aware POS sized to the shop, with card pricing the customer can read.
How we set this up →East Hill service strip
Salons, clinics and appointment businesses. Card-on-file, recurring billing and dual pricing your regulars won't blink at.
How we set this up →Somewhere else in Kent?
West Hill, the East Valley industrial park, the 256th corridor: if you take cards in Kent, the free statement read applies.
Get startedWhat a payment processing broker does for a Kent business
We're an independent merchant services broker, not a processor. We put banks and processors in competition for your Kent payment processing, so your credit card rates drop without changing how you take cards.
Processing is priced like used cars: published wholesale cost, invisible markup. A Kent Station cafe and a valley distributor doing the same volume can sit a full point apart on rate and never know it. We make processors bid for your account, then re-audit so the bid stays honest.
The Kent Valley is one of the largest industrial districts on the West Coast, anchored by aerospace and logistics names you'd recognize. For the distributors and shops that serve them, B2B and keyed transactions carry their own pricing traps, and getting interchange plus configured right is worth more here than almost anywhere in the region.
The Kent setup, end to end
- Statement read, free
Your real effective rate and every junk fee, named. At your counter or by upload.
- Rates bid, not quoted
Multiple processors compete for your volume. You see the bids in plain language.
- Equipment placed free
Terminals and POS arrive programmed for your fee program. No lease line, ever.
- Programs configured compliant
Dual pricing signage, register flow and receipts done right the first time.
- Local support after
Something breaks on a Saturday, you text a person you've met, not a 1-800 queue.
Local to Kent
We're based in Federal Way and work with Kent businesses across the South Sound. Same broker, same number, whether we read your statement by text or in person.
Federal Way, WA 98003Call or text 253-799-0640
Serving Kentand the greater Seattle–Tacoma area since 2010.
Every review we have is five stars. All 79.
Read them all →“We've really appreciated having a local presence that we can interact with in person and get in person assistance... Very competitive rates. I absolutely recommend Northwest Payment Brokers!”
“Drew came out for the initial visit and helped with the setup, walking us through the entire process with ease. We're saving money with lower fees while getting top-notch service.”
“They made switching our payment processing incredibly easy. I needed a mobile solution that just works... It's rare to find a payment broker that actually cares about your bottom line.”
A Kent distributor running $120K a month in keyed B2B card payments at a 3.2% effective rate burns roughly $46,000 a year on fees. Tighten the pricing and address-verification setup and a big share of that comes back.
How dual pricing works →Kent questions, answered
Do you cover Kent in person?
Yes. We're minutes away in Federal Way; statement reviews at your counter or warehouse, installs on site, and a broker you'll actually meet.
I run B2B and keyed payments, not a storefront. Can you help?
That's a Kent specialty. Keyed and invoiced transactions are priced differently from card-present, and the wrong setup quietly overcharges. We configure the gateway, address verification and interchange plus pricing to keep keyed cost as low as the networks allow.
Is dual pricing legal in Kent?
Yes. Showing a cash price and a card price is legal statewide. We set up compliant signage, register flow and receipts from day one.
What should a Kent business pay to take cards?
Effective rate is total fees over card volume. Most healthy merchants land 2 to 2.5% traditional, or near 0% card cost on dual pricing. Over 2.5%, you're overpaying.
What does the rate analysis cost?
Nothing. One recent statement, read line by line: your real effective rate, the junk fees, and the number we'd bid for your volume. If your deal is already good, we say so.
It starts with one statement.
We just need to see one recent statement. Upload it right here, or we'll swing by your Kent business and grab it in person. One or the other, and the read is free.